You may have a number of pension plans from different jobs and periods of employment/self-employment from throughout your working life. We offer a fully independent research and analysis of your existing pension plans.

• Is your pension plan working hard for you?
• Is it in the right place?
• Should it be transferred to a more suitable arrangement?
  
  We will:
• Review performance and charges
• Recommend an investment strategy to meet your attitude to risk
• Complete projections of fund value to monitor along with your expectation of what you will receive in retirement.

For the more sophisticated investor, increasing in popularity is the availability where you, the investor, can control both the type and timing of asset purchase in your pension fund by selecting a wide range of assets to suit your investment preference and risk attitude. Build up your own personal portfolio.

Options include:

• Commercial property
• Unit/investment trusts, stocks and shares, cash and other 'liquid' investments
• Control the timing of purchase and sale to meet with your requirements.

Advice given regarding how best to build up pension funds following divorce including how to invest any pension credit awarded.

• Pension share court order
• Earmarking of pension funds
• Offset of pension funds.